References to Zesion OÜ are also references to its owners, directors, investors, employees.
Zesion OÜ is a company with an office in Estonia. Depending on the context, " Zesion OÜ " may also refer to the services, products, website, content or other materials (collectively " Zesion OÜ Services").
Zesion OÜ allows buyers ("Buyers") and sellers ("Sellers") to use its Service capabilities to buy and sell Cryptocurrencies such as (Bitcoins, Ethereum, Dash, Tether, Paxos, Ripple, Bitcoin cash, Litecoin, Zcash).
Buy cryptocurrencies at Zesion OÜ with fiat money by bank transfer
The Buyer enters in the platform's purchase form the amount of cryptocurrencies he wishes to acquire, his public wallet address to receive the cryptocurrencies, the platform will automatically show the required amount of euros.
Then, the member will go to the next page with the Zesion OÜ bank details , to which they must make a bank transfer in immediate crediting mode using their personal account, with a 20 minute time limit to upload the payment receipt file and mark paid, if you cannot complete the payment in this period of time, the window closes and you will have to perform the aforementioned steps again.
In the event that the funds are not immediately credited to the Zesion OÜ bank account, the order will become pending, as soon as the funds arrive, the percentage corresponding to the current price of the cryptocurrency will be applied and the funds will be sent to the data supplied by the client.
Once the payment process is complete, and after the money has reached the Zesion OÜ bank account , the user will receive a cryptocurrency transfer in their wallet.
Zesion OÜ is not responsible if the destination address indicated by the Member in the purchase form is incorrect or if the Member cannot manage the private key that authorizes to operate with the acquired cryptocurrencies.
Purchases are made by bank transfer. The Buyer must send the payment receipt to Zesion OÜ . The conversion price will be fixed at the time of the opening order and does not change during the income of the payment to the Zesion OÜ bank account .
Bank transfers must match the Registered Member and the data previously provided. Otherwise, additional information may be required, including the return of the payment, the costs derived from them being borne by the client plus a fine of fifteen euros (€ 15);
● Sell cryptocurrencies to Zesion OÜ for fiat money via bank transfer
The Seller enters in the sale form the desired amount of cryptocurrency to sell and the platform automatically shows the amount of euros that will be received or the client can enter in the form the desired amount of euros that will be received, then the platform will automatically show the required amount amount of cryptocurrencies All the member's cryptocurrency transfers to the Zesion OÜ platform can be verified on the search engine blockchair.com.
The Seller will receive the payment by bank transfer, under the terms specified below. The seller must provide the details of his bank account in which he wishes to receive fiat money in euros and verify the validation before giving the order to send euros to his bank account.
Depending on your country of residence, you may not be able to use all the functions of the Site.
IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS OF USE WRITTEN IN THIS AGREEMENT, DO NOT ACCESS THIS SITE AND DO NOT USE THIS SERVICE.
By registering an account, you expressly express and warrant:
Trading goods and products, real or virtual, as well as virtual currencies involves significant risk. Prices can fluctuate on any given day. Such price fluctuations can increase or decrease the value of your assets at any given time. Any currency, virtual or not, can be subject to large changes in value and can even become useless. There is an inherent risk that losses will occur as a result of buying, selling or trading anything in a market.
Cryptocurrency trading also has special risks that are not generally shared with official currencies, goods, or commodities in a market. Unlike most currencies backed by governments, other legal entities, or commodities such as gold or silver, cryptocurrencies are a unique type of "fiat" currency, backed by technology and trust. There is no central bank that can issue more currencies or take corrective action to protect the value of cryptocurrencies in a crisis.
Instead, cryptocurrencies are a still autonomous and largely unregulated global system of forex companies and individuals. Merchants rely on a digital, decentralized, and partially anonymous system that relies on peer-to-peer networks and cryptography to maintain their integrity.
Cryptocurrency trading is often susceptible to irrational (or rational) bubbles or loss of confidence, which could collapse demand relative to supply. For example, trust could collapse in cryptocurrencies due to unexpected changes imposed by software developers or others, a government crackdown, the creation of superior competitive altcoins, or a deflationary or inflationary spiral. Trust could also collapse due to technical issues: if the anonymity of the system is compromised, if money is lost or stolen, or if hackers or governments can prevent transactions from being settled.
We use our bank providers to receive funds from clients and make payments. Our banking providers DO NOT transfer, exchange or provide any services related to cryptocurrencies.
LIMITED RIGHT OF USE
Unless otherwise specified, all Materials on this Site are the property of Zesion OÜ and are protected by copyright, trademark and other applicable laws. You may view, print and / or download a copy of the Materials at this Site on any computer for your personal, informational and / or non-commercial use, provided that you comply with all copyright and other proprietary notices.
The trademarks, service marks and logos of Zesion OÜ and others used on this Site ("Trademarks") are the property of the company and their respective owners. The software, text, images, graphics, data, prices, operations, charts, graphs, video and audio used on this site belong to Paynote. Trademarks and materials must not be copied, reproduced, modified, published, uploaded, posted, transmitted, scraped, collected, or distributed in any form or by any means, whether manual or automatic. The use of such Materials on any other Site or computer network environment for any other purpose is strictly prohibited; Any such unauthorized use may violate copyrights, trademarks, and other applicable laws, and could result in criminal or civil penalties.
Maintaining your account - our rules.
This site is for your personal and non-commercial use only. We are vigilant to maintain the security of our Site and Service. By registering with us, you agree to provide Zesion OÜ with current, accurate and complete information about yourself, as prompted by the registration process, and to keep such information up to date. Furthermore, you agree that you will not use any Account other than your own, nor will you access the Account of any other Member at any time, nor will you help others to gain unauthorized access.
The creation or use of Accounts without obtaining the express prior permission of Zesion OÜ will result in the immediate suspension of such Accounts, as well as of all pending buy / sell orders. Any attempt to do so or to assist others (Members or otherwise), or the distribution of instructions, software or tools for that purpose, will result in the termination of the Accounts of such Members. Termination is not the exclusive remedy for such a violation, and Zesion OÜ may choose to take further action against you.
You are also responsible for maintaining the confidentiality of your Account information, including your password, and for protecting your own Cryptocurrencies and all activity, including Transactions that are posted to your Account. Any action on the Site, transactions, orders and operations initiated from your Account or using your password (1) will be considered carried out by you, and (2) is irrevocable once validated using your password or carried out through your Account. If there is suspicious activity related to your Account, we may, but are not required to request additional information from you, including authentication documents, and freeze any transactions pending our review. You are required to comply with these security requests or agree to the termination of your [email protected]. The account of any member who violates these rules may be canceled and the member will be liable for losses suffered by Zesion OÜ or any user of the site.
Finally, you agree that you will not use the Service to engage in criminal activity of any kind, including but not limited to money laundering, illegal gambling operations, terrorist financing, malicious hacking, or any criminal or illegal activity.
The minimum trade allowed is 10 EUR.
The maximum trade allowed is 5,000 EUR / month for a Member.
You can terminate this agreement with Zesion OÜ and close your Account at any time, after the settlement of any pending order.
We expressly reserve the right to cancel and / or terminate Accounts that have not been verified by the Member despite the good faith efforts made by Zesion OÜ to contact them to obtain such verification ("Unverified Accounts").
All services are provided without warranty of any kind, either express or implied, and in particular without implied warranties of merchantability and fitness for a particular purpose. We do not guarantee that this site will be available 100% of the time to meet your needs. We will endeavor to provide the Service to you as soon as possible, but there are no guarantees that access will not be interrupted or that there will be no delays, failures, errors, omissions, or loss of transmitted information.
Zesion OÜ is not responsible for any external or third-party website that you may access through the Site. Occasionally, the Zesion OÜ website may provide references or links to other websites ("External Websites"). We do not control these external websites or third party sites or any of the content contained therein. You agree that we are in no way responsible for external Websites referenced or linked from the Zesion OÜ website , including but not limited to website content, policies, glitches, promotions, products, opinions, advice, statements, prices, activities and announcements, services or actions, and / or damages, losses, failures or problems caused, related or derived from those sites. You must assume all risks associated with the use of such content.
Zesion OÜ's business model and Service is to facilitate, through its Payment Services license, the purchase and sale of Cryptocurrencies. This specific service is currently regulated by Estonian law, under the Law of November 2017.
Unencrypted email messages sent over the Internet are not secure and Zesion OÜ can not be held liable for damages caused by sending emails in this way. We suggest sending emails in encrypted formats; You can send us PGP-encrypted emails. Instructions and keys to do so are available upon request.
If you send us unencrypted or unsecured email or other communications, we may respond using the same channels and you accept the risks associated with them.
Disclosures to legal authorities and authorized financial institutions
We may share your Personal Data with law enforcement, data protection authorities, government officials and other authorities when:
Required by law;
Required by subpoena, court order or other legal procedure;
We believe that disclosure is necessary to avoid financial damage or loss;
Disclosure is necessary to report suspected illegal activity; or
Limitation of liability
Modification of Terms
● Bitcoins The peer-to-peer internet currency described at http://bitcoin.org.
● Buyer (s). Members who submit an order to buy Bitcoins through the Service.
● Seller (s). Members submitting an order to sell Bitcoins through the Service.
● Commission. Refers to the fee payable to Zesion OÜ in each transaction, such as a purchase transaction or a sale transaction.
● Member (s). Refers to buyers and sellers as well as any account holder.
● Personal Data. Information that identifies an individual, such as name, address, email address, business information, and bank details. "Personal Data" does not include anonymous and / or aggregated data that does not identify a specific user.
● Price. The "price per coin" that the Zesion OÜ offer and the member agree to buy or sell Bitcoins, using the Service in a Bitcoin purchase Transaction. The price can only be expressed in euros paid by members to the Zesion OÜ bank account .
● Services). The technological platform, functional rules, and managed marketplace allow sellers and buyers to buy and sell Bitcoins.
Transaction. Includes the following:
⦁ Purchase transaction. The agreement between the Buyer and Zesion OÜ to exchange fiat currency through the Cryptocurrency Service at a proportionate rate.
⦁ Sales transaction. The agreement between the Seller and Zesion OÜ to exchange Cryptocurrencies through the Service for fiat currency at a proportionate rate.
● Transaction price. The total price and the additional fee paid by the Buyer or the Seller for each Transaction made through the Service. The current price of the Zesion OÜ service and the additional fee for each transaction referral here
This is the anti-money laundering and terrorist financing policy (referred to as the AML / CTF Policy) of Zesion OÜ , which operates the website https: // zesions.com.
Zesion OÜ is a privately owned limited liability company incorporated under the laws of Estonia with registration number: 14759852 and registered address: Harju maakond, Tallinn, Kesklinna linnaosa, Pärnu mnt 158 / 2-88, 11317 , Republic of Estonia. Aardo OÜ , hereinafter may be referred to as "Zesion OÜ", "We", "Our", "Company" and "We" and includes their owners, directors, investors, employees or other related parties. The terms "User", "You" and "Your" refer to a User of the online platform https: // zesion.com.
In order to maintain an uncompromising and reputable service provision, Zesion OÜ must follow strict rules on money laundering and anti-terrorist financing, governed by local and international laws and regulations. Zesion OÜ thus implements the current policy in accordance with:
Zesion OÜ is always set to follow the strictest rules and industry standards in any country in which you may have operations with the intention of preventing any kind of illegal and criminal activities and any possible involvement of Zesion OÜ in such.
The policy against money laundering and financing against terrorism, which is part of the Terms and Conditions of Zesion OÜ, requires mandatory compliance by the User. Users are required to read, review, understand and then accept the terms hereinafter before using or taking advantage of any of the Zesion OÜ Services.
Terms not defined in this document will have the same interpretation as in the Terms and Conditions and, in the absence thereof, for general use and understanding.
"Applicable laws" means the law in force for the time being within the territory of any country in which Zesion OÜ may be operating;
"Beneficial Owner" means:
"Identification document (s)" refers to:
"Politically exposed person" refers to any natural person who is himself or herself or is a family member or close associate of a natural person who is:
"Sanction lists" refer to lists of individuals, legal entities, and entire countries that are involved, or suspected of being involved, in illegal and criminal activities. Such lists are, for example, provided by OFAC, UE, ONU, HMT.
"Suspicious transactions" refers to the following activities, whether attempted or executed:
Money Laundering Reporting Officer
Zesion OÜ appoints and duly authorizes the Money Laundering Reporting Officer (MLRO) to oversee the compliance of Zesion OÜ's systems and controls with the current AML / CTF Policy, relevant legislation, regulations, standards and guidance from the industry. The MLRO has a sufficient level of seniority and independence.
The Officer has the right to interact with law enforcement authorities, who are involved in the prevention of money laundering, terrorist financing, and other illegal activities.
The industry standard for combating money laundering, terrorist financing, and any other financial criminal activity is customer due diligence (CDD). Zesion OÜ implements CDD in the form of requiring any natural person, who wishes to carry out fiat money transactions on the Zesion OÜ platform, and any company / organization to verify, respectively, their identity and the identity of the beneficial owners of their company .
Following the established Know-Your-Customer (KYC) rules, regulations and procedures, we request user-supplied information and identification documentation. For the purposes of verifying the identity of any User, Zesion OÜ may rely on appropriate and licensed third-party service providers to authenticate the Identification Documents and other incidental details provided by the User.
Each client, who has passed the verification procedure, can carry out fiat money transactions on the Zesion OÜ platform only on the premise that they use bank cards and bank or electronic money service accounts in their own name
Identification of natural persons
Each natural person wishing to transact with fiat money on the Zesion OÜ platform is required to identify himself by providing:
For natural persons with nationality or residence in a high risk third country or, if deemed appropriate, Zesion OÜ could also:
Identification of legal entities and final beneficial owners
General identity information
Each legal entity must pass a verification process before starting to use the services of Zesion OÜ, regardless of whether it will transact with fiat money or not. Must provide:
Additional verification measures
With respect to business account holders, we also apply the following enhanced customer due diligence measures:
People with access to the corporate account in Zesion OÜ
Zesion OÜ also requires a letter signed by the board of directors, the CEO, the managing director or the owner of significant control stating who has the authority to trade on behalf of the company, including:
Final beneficial owners
While at Zesion OÜ we are against blanket rejections, it is of the utmost importance to find out who exercises ultimate effective control over the legal entity with which we are related. As a result, we require information provided by the user on all Beneficiary owners about their:
Taking the risk-based approach, we are especially diligent and may therefore employ additional measures, such as the use of third-party detection providers in case of:
In the event that the legal entity is owned by another, Zesion OÜ also requires:
Sanctions list review
Zesion OÜ is prohibited from transacting with individuals, companies and countries that are on prescribed sanctions lists and thus protects its users against the United Nations, the European Union, the United Kingdom Treasury and the Office of Control of United States Foreign Assets (OFAC) and other sanctions lists.
Examination of politically exposed persons
To identify politically exposed individuals among its Users, Zesion OÜ not only relies on statements provided by the user, but also examines all individual account holders, all UBOs of corporate account holders, as well as anyone that has access to a corporate account against several national users. and international lists of PEPs.
Restrictions and denial of service
Based on the information provided, Zesion OÜ reserves the right to determine, in its sole discretion, the appropriate level of verification for any user, as well as the right to downgrade or ban users without prior notice. If Zesion OÜ discovers that any User information, obtained in accordance with the procedure described, is inappropriate, insufficient or included in the Sanctions Lists, the Company may, at its discretion, reject or cancel (as the case may be) the registration of said user account or require the verification of said user identification documents again.
In the event that it is pointed out to Zesion OÜ that a particular user or account is maintained under a fictitious name, Zesion OÜ has the full right and authority to cancel and close said account with immediate effect and without prior notice to the user.
Zesion OÜ also reserves the right to continuously verify the identity of the user, especially in cases of unusual and suspicious activity or if Zesion OÜ doubts the suitability or veracity of previously obtained customer identification data. Zesion OÜ has more right to request updated documents from users, even though they have already passed identity verification in the past.
Zesion OÜ can also implement policies that restrict verification levels by nationality, country of residence, or any other factor. This may affect the user's ability to deposit / withdraw funds based on their verification level and Zesion OÜ is not responsible for possible losses.
Zesion OÜ reserves the right to cancel the User Account, restrict and / or prevent access to its online platform, or inform the competent authorities of the activities of any User if there are suspicions of illegal activity.
Once the identity of the User has been verified, Zesion OÜ may withdraw from possible legal liability in a situation where its Services are used to carry out illegal activities.
Confidential personal information
Monitoring, analysis and reports of user activity
In addition to verifying the identity of the user, Zesion OÜ also reserves the right to monitor and analyze their activity as part of the AML / CTF toolkit. Zesion OÜ performs a variety of compliance-related tasks, including data capture, filtering, record keeping, investigation management, and reporting. System functionalities include, but are not limited to:
● Unusually and unnecessarily complex.
● Unusually large.
● Driven in an unusual pattern.
● Lacking an apparent economic or legal purpose.
Zesion OÜ monitors all transactions on a daily basis and reserves the right to report any suspicious transactions to the appropriate law enforcement agencies through the MLRO, to request additional information and documentation in case of suspected illegal activities, as well as to suspend or terminate the disposition services to suspicious Users. The list is not exhaustive and Zesion OÜ will take the necessary measures to avoid cases of money laundering, terrorist financing or any other criminal activity.
Zesion OÜ is dedicated to following the highest industry standards and therefore takes a risk-based approach to committing your resources in the most efficient way; which means that the greatest risks will receive the most attention. As a result, Zesion OÜ also reserves the right to classify its Users into different risk profiles based on the following factors (including, but not limited to):
Business relationships with corporate account holders, who have a complex ownership structure, which prevents the identification of beneficial owners, and individuals with nationality or residence in high-risk third countries are, for example, a priority for the compliance office of Zesion OÜ.
Zesion OÜ keeps the risk categorization confidential and can change the categorization of any User at any time given various factors. While Users do not have the right in any way to request disclosure, Zesion OÜ may disclose User's risk categorization data to the competent compliance authority if it finds that a particular User has executed or is likely to execute a suspicious Transaction. .
This AML / CTF policy may be reviewed and revised periodically. The revised draft will be uploaded to https://zesion.com and will reflect the modification date of the terms. The User is required to periodically visit the website and review the terms and any changes to it. The continued use by the User constitutes an agreement with any modification of the policy.
Registry code: 14759852
Address: Harju maakond, Tallinn,
Pärnu mnt 158 / 2-88,